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Ensuring Insurance Covers Car Wrap Repairs After an Accident

Posted in: Automotive

Vehicle vinyl wrap can improve the look of any automobile. Also known as color wrap, this thin but durable material can transform the exterior of a car by changing the color, adding a pattern, creating a color shift finish, or by creating the look of a surface like carbon fiber, copper, steel, and more. Color change wrap is also celebrated for how it can protect the paint and the vehicle exterior under the wrap. This versatile material can prevent car surfaces from being marred by scratches and minor dents, abrasions or discoloration caused by chemicals, bird dropping, or sap, damaged patches caused by debris, and other sources of cosmetic damage.

But if your wrapped car gets in an accident, even the best vinyl wrap will be damaged along with rest of the vehicle. When a vinyl wrapped car repair is called for, the best thing to do is to turn to a company that does car wrap as its primary work.

Does Insurance Cover Vinyl Wrap for Cars?

If a vehicle is covered by comprehensive insurance, then the vinyl wrap should be considered part of the vehicle’s total value. Much like the other parts of your car, that vinyl wrap covered by insurance will be restored or replaced by the insurance company provided the accident that damaged it was not your fault.

And if you have vehicle vinyl wrap insurance funds you can use, do not settle for any car wrap repair a basic auto body shop offers; your car should get a true restoration to its pre-accident state, and this means that repairs to the car itself will be completed by an auto repair shop and that car vinyl wrap accident restoration should be exclusively completed by car wrap professionals.

After all, you would not go to even the finest vehicle wrap installer in America and ask them to rebuild your damaged car’s axles, struts, and side panel following a collision. So don’t feel that you need to settle for an auto body shop restoration of color wrap for your car, either.

The Best Way to Restore Damage Car Wrap

When a car’s color wrap is damaged by a car accident, quite often the only good way to repair the vehicle’s exterior to its pre-damaged state is to entirely remove the existing car wrap, repair the vehicle, and to then have the entire car rewrapped anew. This is true because any section of the color wrap that is impacted by an accident must be completely replaced; you can’t use a small piece of vinyl wrap over a portion of a door panel, in other words, you have to rewrap the entire panel. To make sure the rewrapped exterior is cohesive in looks, only a total rewrap after a sizable accident will suffice. Replacing a large area’s wrap, such as the hood or roof, might create a contrast between the surfaces that touch it, especially if the wrap is a few years olf and its coloration has ben changed at all by sun, weather, and other elements. A total rewrap ensures an even look.

After a minor accident where only a minute portion of the vehicle needs repair and new wrapping, it is of the utmost importance that you turn to professional vinyl wrap installers to replace the car film. A n inferior color wrap restoration will damage the entire look of the car, leaving your vehicle looking worse than before the collision even if the car has in fact been repaired.

A reputable car repair company will be happy to work in concert with a vehicle vinyl wrap installer during the vehicle repair process. And insurance policies covering vinyl car wrap should not be hard to secure, but do make sure to inform your insurance company immediately after you have the vinyl wrap installed.

Note that insurance plans covering car wrap repair costs might cause your payments to rise, but don’t elect to not tell the insurance company about a color wrap job because of that potential increase in rates; doing so might risk you negating your coverage entirely, including auto repair costs outside of paint wrap repairs. The insurer might take issue with a claim filed to cover a car with a new matte black finish when their files show it listed as a basic white exterior, for example.

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